Associates

John J. Brais

John J. Brais, Owner, CRFA

Financial Planner
Family Wealth Counselor

John J. Brais has provided retirement counseling and financial advisement services since 1998. He formed Horizon Financial Services, LLC and New Horizon Financial Services, Inc. to better serve his clients and offer a greater selection of investment options to help them achieve their retirement goals.

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Todd Day

Todd Day, MBA

Portfolio Manager

Todd joined Horizon Financial Services, LLC in October 2011. As Portfolio Manager, he is responsible for recommending appropriate asset allocation models, portfolio construction and investment strategy. Todd began his career in the investment industry with Dean Witter in 1995. He has also worked for Deutsche Bank Alex Brown and Wachovia Wealth Management in Winston-Salem and Greensboro.

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Melissa Chadwick

Melissa Chadwick, CCO

Financial Planner
Family Wealth Counselor

Melissa joined Horizon Financial Services, LLC in January 2010, serving as the Director of Operations and Marketing, responsible for overseeing the company’s day-to-day operations and marketing, along with serving as the Chief Compliance Officer. As the company has grown, Melissa’s role has evolved into a member of the advisory team at Horizon, working closely with John Brais and Todd Day in managing client relationships and delivering comprehensive planning. Melissa serves on the Investment Committee and continues in her role as the Chief Compliance Officer for Horizon Financial Services, LLC.

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Scott Walker

Scott D. Walker

Financial Planner
Family Wealth Counselor

Scott joined Horizon Financial Services, LLC in June 2011, fresh from the retail banking world where he worked for both Wachovia Bank and Wells Fargo Advisors as a Regional Bank Private Banker in Winston-Salem, N.C. Scott has extensive knowledge of insurance and investment products, a solid professional reputation, and passionate commitment to helping others achieve financial success the right way.  Scott believes there is nothing more crucial to building and maintaining long term relationships than integrity.

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Jeff Cecil

Joe M. Perkins, MBA, CLTC

Financial Planner
Family Wealth Counselor

Joe M. Perkins, MBA, CLTC began his career in the capital markets industry in 2004 and became a registered representative of a broker/dealer in 2014. In 2017, Joe became an independent Financial Advisor and joined Horizon Financial Services, LLC. Approaching his role as that of a financial coach, Joe endeavors to direct his clients toward their stated financial goals while helping them avoid financial risks along the way. He encourages his clients to be forward focused and courageous in conversation.

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Debra Mackie

Debra Mackie

Insurance Professional

Debra joined New Horizon Financial Services, Inc. in July of 2010. A native of Yadkin County and a resident of Forsyth County for 20+ years, she began her financial services career in 1994 as a representative with Nationwide Financial Services. After being named the top representative in the Southeast Region for Nationwide, she was promoted to State Director for North Carolina, South Carolina and Virginia. In 2001, Debra started her own company specializing in individual retirement planning.

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Joe King

Joe King

Medicare Benefits

After receiving his degree in Business Administration from Duke University, Joe enjoyed a career in sales as the Oldsmobile/Nissan dealer in Spartanburg, South Carolina. His dealership was consistently recognized by General Motors and Nissan for achieving the highest possible ratings in sales and customer satisfaction.

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Jeff Cecil

Jeff Cecil

Financial Professional

Born and raised on a farm in Davidson County, Jeff has developed a well-rounded range of expertise. Serving as an instructor in the U.S. Army Reserves, he provided the necessary structure and fortitude to not only achieve his individual goals, but also assist others in reaching theirs.

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