Joe M. Perkins, MBA, CLTC

Financial Planner
Family Wealth Counselor

Licenses: Series 65
IAPD – Investment Adviser Public Disclosure report


Joe M. Perkins, MBA, CLTC began his career in the capital markets industry in 2004 and became a registered representative of a broker/dealer in 2014. In 2017, Joe became an independent Financial Advisor and joined Horizon Financial Services, LLC. Approaching his role as that of a financial coach, Joe endeavors to direct his clients toward their stated financial goals while helping them avoid financial risks along the way. He encourages his clients to be forward focused and courageous in conversation.

A collegiate wrestler at Appalachian State University, Joe completed his undergraduate degree in Finance and Banking in 2002. In 2008, he earned his MBA with a concentration in Finance from Wake Forest University. Joe holds a Life/Health/Medicare Supplement & Long-Term Care License and obtained his Series 65 securities registration. He previously held his Series 6 and 63 securities registrations. Joe is an Investment Advisor Representative registered with the state of NC.

Joe is an active member with the National Association of Insurance and Financial Advisors (NAIFA) and the National Ethics Association (NEA). In his spare time, he enjoys spending time with his wife and daughter in the great outdoors, volunteering at his church and local non-profits, and coaching youth athletics.

Specialty Planning Areas Include:
Strategic Financial Planning | 401(k) & Retirement Planning | Tax Planning Strategies Life Insurance | Long-Term Care | Supplemental Disability Insurance | Medicare Benefits Planning