A. There are no fees for your first appointment. Fees may or may not apply based on your individual investment selections.
A. Over the course of several meetings, we will compare your financial data (tax returns, investment statements, etc.) with your investment goals to determine where changes may be needed. We will talk about what type of lifestyle you want to be able to maintain during your retirement years and create a customized plan for you based on your individual needs. We will talk about what type of investor you are, what you will need your to accomplish for you, and whether you need to plan for creating a legacy for your family. We focus on safety and preservation of assets and generally recommend conservative investment selections when appropriate. We provide discretionary asset management for individuals, with a focus on safety and preservation of assets and generally recommend conservative investment selections where appropriate.
A. Investment advisory services are offered through Horizon Financial Services, LLC, a North Carolina State Registered Investment Advisor. Insurance products are offered through New Horizon Financial Services, Inc. dba Horizon Financial Services. Your relationship will be managers by John Brais, an Investment Advisor Representative (IAR). TD Ameritrade is the custodian for all securities accounts.
A. Because much of our focus is directed at helping reduce and current and/or future tax obligations, it will be helpful if you bring a copy of your most recent tax return and any investment statement that pertain to your income. We provide discretionary asset management for individuals, with a focus on safety and preservation of assets and generally recommend conservative investment selections where appropriate.