We believe a deliberate and thorough plan is critical for reaching your financial and retirement goals. Our experienced and knowledgeable team of advisors will guide you through our planning process to create a unique plan designed to meet your long-term goals, and protect and grow your savings. But our process doesn’t end there. We believe that educating our clients to be active and empowered participants in their financial decisions is one of the most valuable services we provide and we want to develop a long-lasting and collaborative relationship with you, adjusting your plan as needed over time. Life is dynamic and ever-changing and your financial plan should be too.

LEARN

Our planning process begins with you. We will spend time learning about your current financial situation and your concerns and dreams for the future. This step of our process includes a review of your financial documents, including your most recent tax return, to help us evaluate your tax liabilities and possible areas for improvement. We will also perform a risk assessment to determine your tolerance for risk that will serve as a guide for diversification and portfolio recommendations.

PLAN

After our initial discussions with you, we will analyze your information and financial documents to develop recommendations specifically tailored to your situation. We will consider the tax implications of any changes we suggest as well as your need for income and any special purchases you have in mind. Your desire to create a legacy for your loved ones will also be considered as we develop a holistic plan for your review and consideration. We will present our recommendations to you and answer any questions you may have.

PLAN

After our initial discussions with you, we will analyze your information and financial documents to develop recommendations specifically tailored to your situation. We will consider the tax implications of any changes we suggest as well as your need for income and any special purchases you have in mind. Your desire to create a legacy for your loved ones will also be considered as we develop a holistic plan for your review and consideration. We will present our recommendations to you and answer any questions you may have.

IMPLEMENT

After you review and approve our recommendations and plan of action, we will work diligently to implement your financial plan. During this step, we will process any paperwork to make our recommended changes and communicate with you if any additional details are needed. If we have determined that our recommendations should take place over time, we will coordinate changes at the correct time and update you as they take place.

MANAGE

After your financial plan is implemented, we will monitor your investments and recommend changes as they are needed. In addition to regular meetings and communications with you, we will also collaborate with your tax preparer and estate attorney to ensure your holistic plan is well-coordinated and performing to your needs and desires. We are also available to meet with the important people in your life to help ensure your financial plan will be carried out when their involvement is needed. For all of these reasons, we believe MANAGE is one of the most important steps of our financial planning process.

MANAGE

After your financial plan is implemented, we will monitor your investments and recommend changes as they are needed. In addition to regular meetings and communications with you, we will also collaborate with your tax preparer and estate attorney to ensure your holistic plan is well-coordinated and performing to your needs and desires. We are also available to meet with the important people in your life to help ensure your financial plan will be carried out when their involvement is needed. For all of these reasons, we believe MANAGE is one of the most important steps of our financial planning process.

Ready to take it a step further with a complimentary review of your current investments? Simply complete the form below or call us. We’re ready to help you create a holistic financial plan.