Meet Our Team

We’re a passionate group of financial planners dedicated to helping you retire your way.

ABOUT US

  • A smiling middle-aged man with gray hair wearing a navy blazer and white shirt, standing outdoors in front of green foliage.

    John J. Brais

    Managing Founder, Financial Planner,
    Family Wealth Counselor

    Read Bio
  • A smiling middle-aged man with gray hair wearing a dark blue suit and white shirt outdoors with greenery in the background.

    Scott D. Walker

    Financial Planner, Family Wealth Counselor

    Read Bio
  • Portrait of a man with dark hair and a beard wearing a navy suit and white shirt, outdoors with blurred greenery background.

    Joe M. Perkins, MBA, CLTC

    Financial Planner, Family Wealth Counselor

    Read Bio
  • A man with gray hair and glasses smiling outdoors, wearing a black suit jacket and a white dress shirt, with green trees in the background.

    Sam S. Merrick, MBA

    Financial Planner

    Read Bio
  • Portrait of a man in a suit smiling outdoors with blurred trees in the background.

    Jared G. Johnson, CPA

    Financial Planner, Family Wealth Counselor

    Read Bio
  • Portrait of an elderly woman with curly gray hair, wearing a green blazer, gold necklace, and earrings, standing outdoors with blurred green foliage background.

    Debra Mackie

    Insurance Professional

    Read Bio
  • Professional portrait of an older man with gray hair and glasses, wearing a suit and tie, smiling against a natural outdoor background.

    Joe King, CLTC

    Medicare Benefits Professional

    Read Bio
  • A woman with long blonde hair, blue eyes, and earrings, smiling in front of a tree and green foliage, wearing a black blazer.

    Angel Moorefield

    Paraplanner

    Read Bio
  • A woman with long dark hair wearing a patterned blouse and a gold necklace, standing outdoors with green foliage in the background.

    Dawn Rutledge

    Director of Client Services

    Read Bio
  • A smiling woman with long, straight hair outdoors, wearing a dark blazer and light-colored top, with blurred greenery in the background.

    Ashley Parrish

    Assistant Director of Client Services

    Read Bio
  • Portrait of a woman with long black hair, wearing earrings and a black top, smiling outdoors with green foliage in the background.

    Katie Johnson

    Director of First Impressions

    Read Bio
  • A woman with curly brown hair smiling outdoors, wearing a navy blouse and jewelry.

    Leslie Blankenship

    Accounting & Back Office Support Specialist

    Read Bio
  • Portrait of a smiling blonde woman with shoulder-length hair, wearing a white top and gold earrings, outdoors with green foliage in the background.

    Julie Sayers

    Director of Finance & Operations

    Read Bio
  • A woman with blonde hair smiling outdoors with greenery in the background.

    Yvonne Albarran

    Compliance Officer, Accounts Receivable Manager, IT Solutions Coordinator

    Read Bio

Investment Team

Members of the Investment Team are licensed with Advisory Alpha, LLC, a SEC registered investment advisor.

Headshot of a smiling man with a shaved head, blue eyes, and a beard, wearing a black suit, gray shirt, and black tie, against a plain light background.

Steve Osterink, Jr. , CFA, CFP®, AIF®
Chief Investment Officer

  • Steve Jr. leads the Investment Team through his strong commitment to personal finance and asset management and is the driving force behind the innovation and development of our investment solutions.

A man in a suit smiling with a neutral background.

Jon Lohr, CFA, CFP®
Research Director

  • Jon oversees the Investment Team’s daily investment research and portfolio management responsibilities, including asset allocation research, fund monitoring, due diligence, and investment strategy evaluation and implementation.

A smiling young man with short brown hair and blue eyes, wearing a navy blue suit, white shirt, and a colorful checkered tie, posing against a plain white background.

Nick Heinrich, CFA, CFP®
Financial Planning Director

  • Nick contributes to the Investment Team’s research and portfolio management functions and leads a team of financial planning consultants who utilize various portfolio analysis and planning resources that strive to improve the financial outcomes of our valued clients.

A man with short, light brown hair, a full red beard, wearing a gray business suit, white shirt, and a dark tie, smiling at the camera with a plain white background.

Brian Kragt
Operations Director

  • Brian oversees the Investment Team’s trade management and portfolio accounting systems, which includes implementing investment decisions, account rebalancing, cash management functions, trade execution, account billing, and performance reporting.

Headshot of a smiling woman with long, dark hair, wearing a white blazer and a delicate gold necklace, against a plain light-colored background.

Janine Osterink
Chief Compliance Officer

  • Janine leads our compliance program and supports our Investment Team by helping us adhere to legal, regulatory, and internal requirements and policies with the goal of promoting trust and reducing risk for our valued clients.

A man with long hair, glasses, and a beard wearing a suit and tie.

Mike Baker
Technology Director

  • Mike leads our technology initiatives on behalf of the Investment Team which impact our client communication and overall client experience as well as support our trade management and portfolio accounting functions.

Blank white background with subtle contour lines.

BLOG

Read our latest market insights

Empty image with white background and faint topographic lines

GET IN TOUCH

Do you have any questions?