Ratings Guide

When choosing an insurance company, it’s important to look at its financial strength rating. Nationwide, there are five major organizations that evaluate and rate the financial security of insurance companies based on their ability to pay in accordance to terms on policies or contracts. Each evaluating company uses a different but similar system of letters and +/– to indicate financial strength.

Our team can provide you with annuity company ratings. Horizon Financial Services only recommends products from annuity providers with the highest ratings.*

The companies that provide these ratings include the following:

* Financial strength ratings are not a recommendation on behalf of the rating company to purchase or discontinue a policy or contract, nor should ratings be considered a guaranty of a company’s strength or security. Ratings are based on information furnished to the rating companies by various organizations and sources that are considered reliable. Rating companies do not perform audits of insurance companies prior to publishing their ratings.